Event sponsored
by 
“Financing and Incentives for Commercial and Industrial Development”

Continuing Education Sponsor/Coordinator - Steven P. Mooney PhD,
St. Cloud State University, MN Chair in Real Estate
9:30-11:30 a.m. Thursday, September 13, 2007
Eagle Trace Golfers Club, 1100 Main St., Clearwater, Minnesota
Course Agenda
9 a.m. Registration & Refreshments
9:15 a.m. Welcome & Introductions
Tom Moore - St. Cloud Area Economic Development Partnership
Steven P. Mooney PhD - St. Cloud State University, MN Chair in Real Estate
Dave Sorum - Community Bank President, Stearns Bank
9:30 a.m. Financing Commercial and Industrial Projects in Central Minnesota: What information do you need?
Daryl Wattenhofer, Roger Poganski and Dave Sorum from Stearns Bank
* Basic information required for project financing
*USDA Business & Industry guaranteed loan program
*USDA Community Facilities guaranteed loan program
10 a.m. JOBZ and TIF Success Stories
Bruce Thielman and Cliff Knettel from St. Cloud Housing & Redevelopment Authority
*Job Opportunity Building Zones
*Tax Increment Financing
*Public Financing Strategies and Objectives
10:30 a.m. Bridging the Gap with SBA Financing Resources
Nadene Kruize and Tom Saehr from Minnesota Business Finance Corporation
*SBA 504 Commercial Real Estate and Equipment Loans
*Small Business Administration Financing Success Stories
11 a.m. Technology, Green, Small Business Loans and Seed Capital
Ashley Vargo from the Initiative Foundation
*Special Financing Programs to Promote Small Business Growth, Technology, Value-Added Manufacturing, and Environmental Stewardship
11:15 a.m. Small Business Development Center Tools You Can Use
Barry Kirchoff from Central Minnesota Small Business Development Center
11:30
a.m. Discussion, Summary Remarks and Conclusion
Henry Fischer, Development Coordinator
St. Cloud Area Economic Development Partnership
Seminar hosted by the St. Cloud Area Economic Development Partnership